Effective Date: 10/31/2024
Welcome to Essex Agency. By using our services, you agree to the following Terms and Conditions. Please read them carefully as they govern your use of our website, products, and services.
Acceptance of Terms By accessing or using Essex Agency’s services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must discontinue use of our services immediately.
Services Provided Essex Agency acts as an insurance broker to help customers find and purchase life insurance policies. We provide quotes, submit applications to insurance carriers on your behalf, and assist with the policy acquisition process.
Use of Our Services When using our services, you agree to:
Provide accurate and truthful information when requesting quotes or completing applications.
Use our services only for lawful purposes.
Not attempt to misuse or interfere with our website or services.
No Guarantee of Coverage Essex Agency does not guarantee that you will be approved for life insurance coverage or that the quotes provided will match the final policy cost. Approval and pricing are determined by the insurance carrier based on their underwriting guidelines.
Intellectual Property All content, design, logos, and materials on our website are the property of Essex Agency and are protected by copyright and trademark laws. You may not copy, reproduce, distribute, or use any of our intellectual property without prior written consent.
Privacy Policy Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. By agreeing to these Terms and Conditions, you acknowledge that you have read and understood our Privacy Policy.
Limitation of Liability Essex Agency is not responsible for any loss or damage arising from:
The use or inability to use our services.
Errors or inaccuracies in the quotes or applications provided.
Actions or decisions made by insurance carriers. To the maximum extent permitted by law, Essex Agency’s liability is limited to the amount paid for our services, if any.
Termination of Services We reserve the right to terminate your access to our services at any time without notice if we believe you have violated these Terms and Conditions or engaged in unlawful activity.
Governing Law These Terms and Conditions are governed by the laws of FLORIDA, without regard to its conflict of law principles. Any disputes arising from these terms or your use of our services will be resolved in the courts of FLORIDA.
Changes to Terms and Conditions Essex Agency reserves the right to update or modify these Terms and Conditions at any time. Any changes will be posted on our website, and continued use of our services constitutes acceptance of those changes.
Contact Us If you have any questions about these Terms and Conditions, please contact us: Essex Agency 2165 Van Buren St, Hollywood, FL 33020 3054912112 [email protected]
ESSEX AGENCY
1. Thank you for booking with Essex Agency, this is simply a brief description of the kinds of messages users can expect to receive when they opt in.
2. You can cancel the SMS service at any time. Just text "STOP" to the short code. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
3. If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected].
4. Carriers are not liable for delayed or undelivered messages
5. As always, message and data rates may apply for any messages sent to you from us and to us from you. You will receive {2 messages}. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.
6. If you have any questions regarding privacy, please read our privacy policy